Complete security for your online purchases
Culturespaces has chosen to partner with PAYBOX, secure payment system used for online payments. By using this system, Culturespaces can guarantee that information on your payment methods stays confidential and secure. Culturespaces uses the SSL (Secure Socket Layers) encryption process, which ensures the reliability of exchanges and transfers of all personal information required for handling orders, such as postal and e-mail addresses, and bank account details. This means that information about your order and card number is not transmitted unencrypted over the internet:
- the card number is not printed on any receipt, invoice, payment slip or other document
- card numbers are not shared with the retailer
- PAYBOX does not retain card numbers once the transaction has been forwarded to the retailer's bank
3D Secure : Qu'est-ce que c'est ?
This system (also called "Verified by Visa" and "MasterCard Secure Code") was invented to avoid NOC (No Card Present) fraud schemes, that is to say the fraudulent payments using stolen credit card (card numbers were stolen, for example). This authentication system increases the security of your online purchases. At the time of payment, your bank verifies the identity of the cardholder before it approves the transaction.
When performing an online purchase with 3DSecure, you will need to enter the card number, expiration and security code and after entering these information, you will be redirected to the website of your bank for authentication.
When you are on your bank's website, you will be asked to enter additional information to prove that you are the owner of the card. Each bank is free to choose the authentication method (password, date of birth, code sent by SMS…).